Credit Management
We provide continuous monitoring across thousands of corporate borrowers, using news as an early warning input within the credit risk assessment process: adverse media when risk builds, positive signals when opportunity breaks.
By systematically identifying both negative and positive developments reported in the news, our indicators support the early detection of credit deterioration and emerging risk concentrations, while also surfacing commercial opportunities such as contract wins, expansion plans or fresh funding.
The solution is designed to complement existing credit risk frameworks, integrates seamlessly into ongoing portfolio monitoring and governance, and scales from 1,000 up to 50,000 monitored corporate borrowers.
Early Identification of Credit Deterioration
Timely
Our news-based analysis delivers early insights into credit deterioration well before such risks are reflected in traditional credit metrics.
Complementary
Designed to integrate seamlessly with existing credit risk frameworks, providing additional, independent information to support assessment and monitoring.
Pragmatic
AI analyses large volumes of media articles and a Sentometrics analyst validates the signals, surfacing a small number of actionable warnings.
The early warning solution directly addresses the ECB supervisory priorities for 2026–28.
In its targeted review of SME portfolios, the ECB found that early warning systems often depend on ratings alone and that banks detect borrowers' financial distress too late. News-based signals close exactly that gap.
Managed Company Watchlists
A fully tailored monitoring service with a dedicated Sentometrics analyst and human validation of every signal.
Media Scores
Continuous 0–10 daily reputation score per company, delivered as a structured panel.
Media Warnings
Validated, high-impact event alerts, human-reviewed before they reach your team.
Media Reports
Weekly structured reports surfacing the most relevant news per company in your watchlist.
Media Scores: A Daily Reputation Signal
The first structured output is the Media Score: a continuous 0–10 reputation score per company, updated daily according to our published MediaScore methodology, with a neutral anchor of 7 and negative news weighted twice as heavily as positive news. Delivered as a time series panel, it slots directly into your monitoring models.
Analyze a company’s historical media coverage to see when adverse media spikes occur, helping distinguish isolated incidents from persistent negative coverage over time.
Media Warnings: Validated Signals in Both Directions
A Media Warning is triggered when a relevant news article signals a meaningful change in a company's risk or reputation profile.
Each Media Warning is classified by alert type (Reputational, Business, Legal/Regulatory, Operational, Governance, Market or Financial) and carries a cashflow flag distinguishing direct cashflow impact from reputational risk only. Positive warnings highlight commercial opportunities such as new leads, contract wins or growth signals. Every warning is reviewed and classified by a Sentometrics analyst before delivery.
Media Warnings work in both directions. Positive warnings flag commercial opportunities such as contract wins, expansion plans or fresh funding: warm leads for new lending or cross selling, surfaced from the same monitored portfolio.
Reduce your losses and increase your wins by timely acting on news signals.
Tennis Club de Bois-de-Villers (BE: 0424790912)
Van Wijnen Groep B.V. (KvK: 31034321)Interactive Media Reports
Receive a consolidated, verified overview of the Media Warnings related to your corporate borrowers, delivered in a structured, interactive Media Report.
Media Warnings are grouped across corporate hierarchies, providing a clear view of both risk and opportunity at entity and group level. The interactive PDF allows you to drill down instantly: simply click on any Media Warning to access the underlying sources and detailed context.
Explore each Media Warning in detail through concise summaries and direct access to the original source articles. Every Media Warning is reviewed by a Sentometrics analyst before it reaches your team.
Hop Network Analysis: Built for Dependency Evaluation
Our technology finds relevant articles based on query terms from publicly available information linked to a company's registry number. We enrich this data with company-specific information and ownership hop levels, so articles are matched to the correct entities while taking both group structures and operational subsidiaries into account:
- Hop 0: the company itself
- Hop 1: direct parent or subsidiary
- Hop 2: indirect links such as grandchild or sister companies
- Hop 3+: further indirect ownership links
- 1,000 hop 0 companies expand to more than 5,000 monitored entities
- Only warnings where distress flows back to the hop 0 entity are raised
By monitoring the full ownership chain, contagion risk is surfaced before it reaches the balance sheet.
Time Series Data
Both structured outputs are delivered as clean balanced panels, ready for your models: Media Scores as a continuous daily score per company, and monthly Media Warning hits with risk type, cashflow flag and hop level.
Media Warnings dataset
| Month | Company ID | Company name | Media Warning | No payment delay expected | Risk type | Hop |
|---|---|---|---|---|---|---|
| 2026-01 | 0100658201 | ACME Shipping B.V. | 0 | NA | NA | NA |
| 2026-02 | 0100658201 | ACME Shipping B.V. | 1 | 0 | OPERATIONAL | 0 |
| 2026-03 | 0100658201 | ACME Shipping B.V. | 0 | NA | NA | NA |
| 2026-04 | 0100658201 | ACME Shipping B.V. | 1 | 1 | MARKET | 1 |
| 2026-05 | 0100658201 | ACME Shipping B.V. | 1 | 0 | FINANCIAL | 2 |
Interested in winning by losing less in credit risk?
Contact us to see how our early-warning indicators, informed by adverse news, support proactive monitoring.